事故后首次报案

Filing an Initial Claim After an Accident

投保人致电保险公司报告事故(例如,车祸,财产损失),开始理赔流程,提供初步信息并询问下一步该怎么做。

对话轮次
8
预计时长
4 分钟
场景
保险理赔

完整对话内容

以下是该情境的完整英语对话,包含中英文对照

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👨
Policyholder
第 1 轮
Hi, I'd like to report an incident and start a claim. I was involved in a fender bender about an hour ago.
English
您好,我需要报告一个事故并开始理赔。我大约一小时前发生了一起小刮擦。
中文翻译
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👩
Claims Representative
第 2 轮
Certainly, I can help you with that. Can I please have your policy number or your full name and date of birth to pull up your account?
English
好的,我来帮您处理。请您提供保单号,或者您的全名和出生日期,以便我查阅您的账户信息。
中文翻译
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👨
Policyholder
第 3 轮
Sure, my policy number is 123456789. And my name is John Smith.
English
好的,我的保单号是123456789。我叫约翰·史密斯。
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👩
Claims Representative
第 4 轮
Thank you, Mr. Smith. I see your auto policy here. Could you please describe what happened? And also, did the police attend the scene?
English
谢谢您,史密斯先生。我看到您的汽车保单了。您能描述一下事故经过吗?另外,警察到场了吗?
中文翻译
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👨
Policyholder
第 5 轮
Yes, it was a minor rear-end collision. I was stopped at a traffic light, and the car behind me didn't stop in time. The police did come; we exchanged information, and they filed a report. No one was injured, thankfully.
English
是的,这是一起轻微的追尾事故。我当时在一个红绿灯处停下了,后面的车没及时停住。警察来了,我们交换了信息,他们也做了笔录。谢天谢地,没有人受伤。
中文翻译
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👩
Claims Representative
第 6 轮
That's good to hear. Do you have the other driver's insurance information or their vehicle details, like license plate number?
English
那就好。您有对方司机的保险信息或者车辆详细信息吗?比如车牌号。
中文翻译
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👨
Policyholder
第 7 轮
Yes, I have their license plate number, name, and their insurance company's name. I can provide those now, or should I email them?
English
是的,我有他们的车牌号、姓名和他们保险公司的名称。我现在就可以提供,还是需要发邮件给你们?
中文翻译
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👩
Claims Representative
第 8 轮
You can provide them over the phone now. I'm opening a claim for you as we speak. Once we have all the initial details, I can tell you about the next steps and what paperwork you'll need to submit.
English
您现在就可以通过电话提供。我正在为您开立理赔。一旦我们掌握了所有初步细节,我就可以告诉您下一步怎么做以及您需要提交哪些文件。
中文翻译
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