理解银行对账单
Understanding a Bank Statement
某人查看他们的月度银行对账单，识别交易、余额，并对某条目提出快速疑问。
对话轮次
8
预计时长
4 分钟
场景
基础金融服务
完整对话内容
以下是该情境的完整英语对话，包含中英文对照和重点解析
👩
Sarah
第 1 轮
Okay, let's take a look at this month's bank statement. Looks like everything is here.
English
好的，我们来看看这个月的银行对账单。看来一切都在这里了。
中文翻译
👨
John
第 2 轮
Anything unusual? I always just skim mine, but maybe I should pay closer attention.
English
有什么不寻常的吗？我总是随便扫一眼，也许我应该更仔细地看看。
中文翻译
👩
Sarah
第 3 轮
Well, the balance looks about right. Rent, utilities, and grocery spending are all accounted for.
English
嗯，余额看起来差不多。房租、水电费和日常开销都对得上。
中文翻译
👨
John
第 4 轮
That's good. Always helps to track where your money goes.
English
那很好。追踪你的钱的去向总是有帮助的。
中文翻译
👩
Sarah
第 5 轮
Hold on a second. What's this 'Online Subscription Service' for $12.99? I don't remember signing up for anything new.
English
等一下。这个12.99美元的“在线订阅服务”是什么？我不记得有注册过任何新的东西。
中文翻译
👨
John
第 6 轮
Hmm, 'Online Subscription Service'... Could it be that streaming service you tried last month that had a free trial?
English
嗯，“在线订阅服务”……会不会是你上个月试用的那个有免费试用的流媒体服务？
中文翻译
👩
Sarah
第 7 轮
Oh, you know what? You're probably right! I completely forgot to cancel it before the trial ended. Thanks for reminding me.
English
哦，你知道吗？你可能说对了！我完全忘了在试用期结束前取消它了。谢谢你提醒我。
中文翻译
👨
John
第 8 轮
No problem. It's easy to overlook those things. Good thing you check your statement thoroughly.
English
不客气。这些事情很容易被忽略。幸好你仔细检查了你的账单。
中文翻译
🎯
对话学习完成
结合右侧的词汇和句型解析，加深理解和记忆
重点词汇
bank statement
银行对账单
A document from your bank that shows all your money transactions, like deposits and withdrawals, and your current balance for a specific period, such as a month.
中文解释
来自您银行的一份文件，显示所有资金交易，如存款和取款，以及特定时期（如一个月）的当前余额。
balance
余额
The amount of money you have left in your bank account after all transactions are recorded; it's like checking how much money remains.
中文解释
所有交易记录后，您银行账户中剩余的资金金额；就像检查还剩下多少钱一样。
utilities
公用事业
Basic services like electricity, water, gas, and internet that you pay for each month to run your home.
中文解释
像电力、水、煤气和互联网这样的基本服务，您每月支付以运营您的家园。
accounted for
已核算
Means something is explained, included, or matches the records; often used when checking if expenses add up correctly in finances.
中文解释
意思是某事被解释、包含或与记录相符；常用于检查财务中费用是否正确相加。
track
跟踪
To monitor or follow the progress of something, like keeping an eye on where your money is spent to stay organized.
中文解释
监控或跟踪某事物的进展，例如留意你的钱花在哪里以保持井井有条。
subscription
订阅
A service you pay for regularly, often monthly, such as a streaming app or magazine; it's automatic unless you cancel it.
中文解释
一项您定期支付的服务，通常是每月一次，例如流媒体应用或杂志；除非您取消，否则它是自动的。
free trial
免费试用
A short period where you can use a service or product without paying, to test it before deciding to subscribe.
中文解释
一个短暂的时期，您可以免费使用服务或产品，在决定订阅之前进行测试。
cancel
取消
To stop a service or subscription so you no longer have to pay for it; important for avoiding unwanted charges.
中文解释
停止服务或订阅，以便不再为此付费；避免不必要的费用很重要。
overlook
忽略
To miss or forget something by accident, like not noticing a small charge on your statement.
中文解释
意外地错过或忘记某事，比如没有注意到对账单上的小额费用。
thoroughly
彻底地
In a complete and careful way, without missing details; useful when advising someone to check something carefully.
中文解释
以完整且仔细的方式，不遗漏任何细节；当建议某人仔细检查某事时有用。
重点句型
"Okay, let's take a look at this month's bank statement."
"好的，让我们看看这个月的银行对账单。"
重点句型
语法解析
This is a casual suggestion to start examining something together; 'take a look' is an informal idiom for reviewing, useful for beginning discussions about documents like statements in everyday conversations.
中文解析
这是一个开始一起检查某事物的随意建议；'take a look' 是一个非正式的习语，用于审查，在日常对话中开始讨论像对账单这样的文件很有用。
"Anything unusual?"
"有什么异常吗？"
重点句型
语法解析
A short yes/no question to check for anything odd or unexpected; it's simple and direct, great for quickly scanning reports or statements in financial talks.
中文解析
一个简短的“是/否”问题，用于检查任何奇怪或意外的事；它简单直接，非常适合快速扫描财务讨论中的报告或声明。
"The balance looks about right."
"余额看起来差不多对。"
重点句型
语法解析
Here, 'about right' means approximately correct, using 'looks' for an opinion based on appearance; useful for giving casual assessments of numbers or amounts without being exact.
中文解析
这里，'about right' 意思是大约正确，使用 'looks' 表示基于外观的意见；用于对数字或数量进行随意评估，而无需精确。
"Always helps to track where your money goes."
"始终有助于跟踪您的资金流向。"
重点句型
语法解析
This expresses a general truth with 'always helps to' followed by a verb phrase; it's practical for advising on money management, showing the infinitive form after 'helps to'.
中文解析
这使用「always helps to」后跟动词短语来表达一个普遍真理；它在给出金钱管理建议时很实用，展示了「helps to」后的不定式形式。
"Hold on a second."
"等一下。"
重点句型
语法解析
An idiom meaning 'wait a moment' to pause the conversation; common in spoken English for drawing attention to something suddenly, like spotting an error.
中文解析
一个习语，意思是‘等一会儿’用来暂停对话；在口语英语中常见，用于突然吸引注意力，比如发现错误。
"What's this 'Online Subscription Service' for $12.99?"
"这个 'Online Subscription Service' $12.99 是干什么的？"
重点句型
语法解析
A question inquiring about a specific item with details like price; the structure 'What's this [thing] for [amount]?' is useful for clarifying unknown charges on bills or statements.
中文解析
一个询问特定项目并包含价格等细节的问题；结构 'What's this [东西] for [金额]?' 有助于澄清账单或对账单上未知的费用。
"Could it be that streaming service you tried last month that had a free trial?"
"会不会是上个月你试用的那个有免费试用的流媒体服务？"
重点句型
语法解析
A polite suggestion using 'Could it be' for possibility, with a relative clause 'that had a free trial'; helpful for guessing explanations in discussions about past actions.
中文解析
使用 'Could it be' 表示可能性的礼貌建议，带有关系从句 'that had a free trial'；在讨论过去行动时，帮助猜测解释。
"You're probably right! I completely forgot to cancel it before the trial ended."
"你可能说得对！我完全忘记在试用期结束前取消它了。"
重点句型
语法解析
Agreement with 'You're probably right' followed by an excuse; 'forgot to + verb' shows past intention not fulfilled, useful for admitting mistakes in casual talks about subscriptions.
中文解析
对‘You’re probably right’的同意，后跟一个借口；‘forgot to + 动词’表示过去意图未实现，在关于订阅的随意谈话中承认错误很有用。
"It's easy to overlook those things."
"那些事情很容易被忽略。"
重点句型
语法解析
A general statement with 'It's easy to + verb' to describe common mistakes; practical for comforting someone about forgetting details, like small payments.
中文解析
一个使用‘It's easy to + 动词’的一般性陈述，用于描述常见错误；实用，用于安慰某人忘记细节，比如小额付款。
"Good thing you check your statement thoroughly."
"幸好你仔细检查了你的对账单。"
重点句型
语法解析
Expresses relief with 'Good thing' + clause; 'check thoroughly' means examine carefully, useful for praising habits that prevent problems in financial reviews.
中文解析
用「Good thing」+从句表达宽慰；「check thoroughly」的意思是仔细检查，有助于赞扬在财务审查中防止问题出现的习惯。