开立新银行账户
Opening a New Bank Account
顾客到银行开立新的活期或储蓄账户，需要提供身份证明并填写申请表。他们还可能咨询不同账户类型及其特点。
对话轮次
9
预计时长
4 分钟
场景
银行办事
完整对话内容
以下是该情境的完整英语对话，包含中英文对照和重点解析
👩
Bank_teller
第 1 轮
Good morning! Welcome to North American Bank. How may I help you today?
English
早上好！欢迎来到北美银行。今天我能为您做些什么？
中文翻译
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学习者
第 2 轮
Good morning. I'd like to open a new bank account, please.
English
早上好。我想开一个新的银行账户。
中文翻译
👩
Bank_teller
第 3 轮
Certainly. Are you looking to open a checking account, a savings account, or both? We have a few different options.
English
当然。您是想开立支票账户、储蓄账户，还是两者都开？我们有几种不同的选择。
中文翻译
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学习者
第 4 轮
I'm primarily interested in a checking account, but I'd also like to hear about your savings account options and any special features they might have.
English
我主要对支票账户感兴趣，但我也想了解一下你们的储蓄账户选项以及它们可能具有的任何特殊功能。
中文翻译
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Bank_teller
第 5 轮
Alright. For checking accounts, our most popular is the 'Premium Checking' which offers no monthly fees with a direct deposit, and free online bill pay. For savings, our 'High-Yield Savings' has a competitive interest rate and no minimum balance. Would you like to see a brochure with more details?
English
好的。支票账户方面，我们最受欢迎的是“高级支票账户”，它通过直接存款提供免月费和免费在线账单支付。储蓄账户方面，我们的“高收益储蓄账户”具有有竞争力的利率且无最低余额要求。您想看看带有更多细节的宣传册吗？
中文翻译
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学习者
第 6 轮
Yes, please. And what documents do I need to bring to open an account?
English
好的，请给我一份。开户需要带什么文件？
中文翻译
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Bank_teller
第 7 轮
To open an account, you'll need two forms of identification, one of which must be a government-issued photo ID like a driver's license or passport. A utility bill or another official document showing your current address would be great for the second ID. And you'll need an initial deposit for the account.
English
要开户，您需要提供两种身份证明，其中一种必须是政府颁发的带照片的身份证件，例如驾照或护照。水电费账单或其他显示您当前地址的官方文件作为第二种身份证明会很好。同时您还需要一笔初始存款。
中文翻译
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学习者
第 8 轮
Okay, that sounds straightforward. I have my passport and a recent utility bill with me. How long does the process usually take?
English
好的，听起来很简单。我带了护照和一份最近的水电费账单。这个过程通常需要多长时间？
中文翻译
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Bank_teller
第 9 轮
Great! With all your documents ready, it should take about 15 to 20 minutes to complete the application and set up your new account. We can get started whenever you're ready.
English
太好了！您的所有文件都准备好了，完成申请并设置新账户大约需要15到20分钟。您准备好了我们就可以开始了。
中文翻译
🎯
对话学习完成
结合右侧的词汇和句型解析，加深理解和记忆
重点词汇
checking account
支票账户
A type of bank account used for daily transactions, like paying bills or withdrawing money with checks or a debit card.
中文解释
一种用于日常交易的银行账户类型，例如支付账单或使用支票或借记卡取款。
savings account
储蓄账户
A bank account where you save money and earn interest over time, but it's not for frequent withdrawals.
中文解释
一种银行账户，您可以在其中存钱并随时间赚取利息，但不适合频繁取款。
identification
身份证明
Documents that prove your identity, often shortened to 'ID', required for official processes like opening a bank account.
中文解释
证明您身份的文件，通常缩写为 'ID'，用于开设银行账户等官方程序。
photo ID
照片身份证
An official document with your photograph, such as a passport or driver's license, used to verify who you are.
中文解释
带有您照片的官方文件，例如护照或驾照，用于验证您的身份。
utility bill
公用事业账单
A statement or receipt for services like electricity, water, or gas, often used to prove your home address.
中文解释
一份用于电、水或燃气等服务的声明或收据，通常用于证明您的家庭地址。
initial deposit
初始存款
The first amount of money you put into a new bank account to start it.
中文解释
您存入新银行账户以启动它的第一笔金额。
direct deposit
直接存款
An automatic transfer of money, like a salary, directly into your bank account from your employer.
中文解释
一种自动转账方式，如薪水，直接从雇主转入您的银行账户。
interest rate
利率
The percentage that a bank pays you for keeping money in your account, helping your savings grow.
中文解释
银行为您在账户中存钱支付的百分比，有助于您的储蓄增长。
重点句型
"I'd like to open a new bank account, please."
"我想开一个新的银行账户，请。"
重点句型
语法解析
This is a polite way to make a request using 'I'd like' (I would like) for services; use it when starting a conversation at a bank or store.
中文解析
这是使用 'I'd like' (I would like) 来礼貌地请求服务的一种方式；在银行或商店开始对话时使用它。
"Are you looking to open a checking account, a savings account, or both?"
"您是想开立支票账户、储蓄账户，还是两者都开？"
重点句型
语法解析
This question offers choices using 'or both' to include an option for multiple selections; it's useful for customer service to clarify preferences.
中文解析
这个问题使用“或两者都”来提供多个选择选项；它有助于客服澄清客户的偏好。
"I'm primarily interested in a checking account, but I'd also like to hear about your savings account options."
"我主要对支票账户感兴趣，但我也想了解你们的储蓄账户选项。"
重点句型
语法解析
Here, 'primarily interested in' means mainly focused on something, and 'but... also' connects contrasting ideas; use this to express your main interest while asking for more info.
中文解析
这里，“primarily interested in”表示主要关注某事，“but... also”连接对比的想法；用这个来表达你的主要兴趣，同时询问更多信息。
"Would you like to see a brochure with more details?"
"您想看一份更详细的宣传册吗？"
重点句型
语法解析
A polite offer using 'Would you like to' for suggestions; 'brochure' means a small booklet with information; say this when providing extra resources to customers.
中文解析
使用 'Would you like to' 的礼貌建议；'brochure' 意为带有信息的薄册子；在向客户提供额外资源时说这句话。
"To open an account, you'll need two forms of identification."
"要开立账户，您需要两种身份证明。"
重点句型
语法解析
This explains requirements starting with 'To [verb], you'll need' for future needs; 'forms of' means types of; use it to list what is necessary for a process.
中文解析
这解释了以“To [verb], you'll need”开头的未来需求要求；“forms of”意为类型；用于列出过程所需的内容。
"What documents do I need to bring to open an account?"
"开立账户需要携带哪些文件？"
重点句型
语法解析
A direct question using 'What... do I need' to ask for required items; useful in formal situations like banking to inquire about preparations.
中文解析
使用'What... do I need'来询问所需物品的直接问题；在银行等正式场合中用于询问准备事项很有用。
"How long does the process usually take?"
"这个过程通常需要多长时间？"
重点句型
语法解析
This asks about time using 'How long does... take' in present simple for general facts; 'usually' means typically; ask this when estimating duration of tasks.
中文解析
这是在询问时间，使用'How long does... take'的现在简单时用于一般事实；'usually'表示典型；当估计任务持续时间时询问这个。