申请借记卡/信用卡
Applying for a Debit Card/Credit Card
顾客申请一张与其账户关联的新借记卡或信用卡。这需要填写表格、提供财务信息并了解条款和条件。
对话轮次
8
预计时长
4 分钟
场景
银行办事
完整对话内容
以下是该情境的完整英语对话，包含中英文对照
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学习者
第 1 轮
Hi there. I'd like to apply for a new card today. What are my options?
English
您好。我今天想申请一张新卡。我有哪些选择？
中文翻译
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Bank Teller
第 2 轮
Certainly! We offer both debit cards and credit cards. Are you looking to link it to an existing account, or are you interested in a credit facility?
English
当然！我们提供借记卡和信用卡。您是想将它链接到现有账户，还是对信用额度感兴趣？
中文翻译
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学习者
第 3 轮
I already have a checking account here, so a debit card would be great for everyday use. But I'm also curious about your credit card options for travel benefits.
English
我这里已经有一个支票账户了，所以借记卡日常使用很方便。但我对你们有旅行福利的信用卡选项也很好奇。
中文翻译
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Bank Teller
第 4 轮
Excellent! For a debit card, we can link it directly to your checking account. It's quite straightforward. For credit cards, we have several options, including our 'Travel Elite' card with fantastic airline miles and lounge access. Would you like to fill out an application for both?
English
太好了！借记卡可以直接链接到您的支票账户，非常简单。至于信用卡，我们有多种选择，包括我们的“旅行精英”卡，它提供出色的航空里程和贵宾室使用权。您想申请这两种卡吗？
中文翻译
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学习者
第 5 轮
Yes, please. I'll take a debit card for sure. For the credit card, what kind of financial information do I need to provide? And what are the annual fees like?
English
好的，请。借记卡我肯定要办。信用卡的话，我需要提供什么样的财务信息？年费大概是多少？
中文翻译
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Bank Teller
第 6 轮
To apply for the credit card, we'll need your income details, employment information, and a few basic personal particulars. As for the Travel Elite card, there's an annual fee of $95, but it's often waived for the first year. I'll provide you with the full terms and conditions booklet.
English
办理信用卡，我们需要您的收入明细、工作信息以及一些基本的个人信息。至于旅行精英卡，年费是95美元，但通常第一年免除。我会给您提供完整的条款和条件手册。
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学习者
第 7 轮
Sounds good. Is there anything else I should know, like typical approval times or setting up online access?
English
听起来不错。还有什么我应该知道的吗，比如通常的审批时间或者如何设置在线访问？
中文翻译
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Bank Teller
第 8 轮
Once you submit the completed forms, debit cards are typically issued on the spot or mailed within 3-5 business days. Credit card applications usually take 7-10 business days for a decision. Once approved, we can help you set up online banking and mobile access right away. Here are the forms to get started.
English
一旦您提交了完整的表格，借记卡通常会当场发放或在3-5个工作日内邮寄。信用卡申请通常需要7-10个工作日才能做出决定。一旦获批，我们可以立即帮助您设置网上银行和手机访问。这些是开始需要的表格。
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