查询账户余额和交易记录
Inquiring about Account Balance and Transactions
顾客需要查询当前账户余额、查看近期交易记录或索取银行对账单。这可以在柜台办理或通过自助服务选项完成。
对话轮次
10
预计时长
5 分钟
场景
银行办事
完整对话内容
以下是该情境的完整英语对话，包含中英文对照和重点解析
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学习者
第 1 轮
Excuse me, I'd like to check my account balance and recent transactions, please.
English
打扰一下，我想查询我的账户余额和近期交易记录。
中文翻译
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Bank_teller
第 2 轮
Certainly, ma'am. Do you have your debit card or account number with you?
English
好的，女士。请问您带着您的借记卡或账户号码了吗？
中文翻译
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学习者
第 3 轮
Yes, here's my debit card.
English
是的，这是我的借记卡。
中文翻译
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Bank_teller
第 4 轮
Thank you. Could you please confirm your date of birth for verification?
English
谢谢。请您报一下您的出生日期，以便核实信息。
中文翻译
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学习者
第 5 轮
It's October 15th, 1985.
English
1985年10月15日。
中文翻译
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Bank_teller
第 6 轮
Alright, your current balance is $1,250.75. Would you like to see a printout of your last ten transactions, or perhaps a full bank statement?
English
好的，您的当前余额是1250.75美元。您想打印一份最近十笔交易记录，还是需要一份完整的银行对账单？
中文翻译
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学习者
第 7 轮
A printout of the last ten transactions would be great, please. And could you tell me if there's an ATM nearby where I can withdraw cash?
English
请给我打印最近十笔交易记录就可以了。另外，您能告诉我附近有没有自动取款机可以取现金吗？
中文翻译
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Bank_teller
第 8 轮
Certainly. Here's your transaction list. As for an ATM, there's one right outside the main entrance of the bank, to your left as you exit.
English
当然。这是您的交易清单。至于自动取款机，银行主入口外面就有一个，您出门左转就能看到。
中文翻译
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学习者
第 9 轮
Perfect, thank you so much for your help!
English
太好了，非常感谢您的帮助！
中文翻译
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Bank_teller
第 10 轮
You're most welcome. Have a good day!
English
不客气，祝您有愉快的一天！
中文翻译
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对话学习完成
结合右侧的词汇和句型解析，加深理解和记忆
重点词汇
account balance
账户余额
The amount of money currently in your bank account, like how much you have available to spend or withdraw.
中文解释
您银行账户中当前的资金金额，例如您可以花费或取款的金额。
transactions
交易
Records of money movements, such as deposits, withdrawals, or payments, that happen in your bank account.
中文解释
银行账户中发生的资金移动记录，例如存款、取款或付款。
debit card
借记卡
A plastic card linked to your bank account that lets you pay for things or withdraw cash directly from your funds.
中文解释
一种与您的银行账户相连的塑料卡，可让您直接从您的资金中支付物品或提取现金。
verification
验证
The process of checking your identity to ensure security, often by asking for personal details like your birthday.
中文解释
检查您的身份以确保安全的过程，通常通过询问个人信息如您的生日。
date of birth
出生日期
The specific day, month, and year you were born, commonly used for identification in banking.
中文解释
您出生的具体日期、月份和年份，通常用于银行业中的身份识别。
printout
打印输出
A paper copy of information printed from a computer, useful when you want a physical record of your bank details.
中文解释
从计算机打印的信息的纸质副本，当您希望获得银行详细信息的物理记录时非常有用。
bank statement
银行对账单
An official document from the bank showing all your account activity, like transactions, over a certain period, such as a month.
中文解释
银行发行的官方文件，显示您账户在一定时期（如一个月）内的所有活动，例如交易。
ATM
ATM
Short for Automated Teller Machine, a self-service machine outside or inside banks where you can withdraw cash using your card.
中文解释
自动取款机（Automated Teller Machine）的缩写，一种银行内外自助服务机器，使用您的卡可以从中取出现金。
重点句型
"Excuse me, I'd like to check my account balance and recent transactions, please."
"打扰一下，我想查询我的账户余额和最近的交易记录，请。"
重点句型
语法解析
This is a polite way to start a conversation at a bank counter. Use 'Excuse me' to get attention, 'I'd like to' for a formal request, and 'please' to be courteous. It's useful for making inquiries in service situations.
中文解析
这是银行柜台开始对话的礼貌方式。使用'Excuse me'来吸引注意，'I'd like to'用于正式请求，以及'please'来表示礼貌。在服务场合进行询问时非常有用。
"Do you have your debit card or account number with you?"
"您现在有您的借记卡或账户号码吗？"
重点句型
语法解析
A question to confirm if the customer has identification. 'With you' means carrying it at the moment. This pattern is common in customer service for security checks; use it when needing proof of identity.
中文解析
一个确认客户是否持有身份证明的问题。'有您'意思是当前携带。这个模式在客户服务中的安全检查很常见；在需要身份证明时使用。
"Could you please confirm your date of birth for verification?"
"请您确认您的出生日期以便验证，好吗？"
重点句型
语法解析
A polite request for personal information using 'Could you please' for courtesy and 'for verification' to explain the reason. It's essential in banking for security; practice this for formal ID requests.
中文解析
使用'Could you please'进行礼貌请求个人信息的表达方式，以示礼貌，并用'for verification'解释原因。在银行安全方面至关重要；练习用于正式身份验证请求。
"Your current balance is $1,250.75."
"您的当前余额为 $1,250.75。"
重点句型
语法解析
A direct statement giving account information. 'Current balance' specifies the up-to-date amount. Use this structure to report facts clearly; note how numbers are read in English, like 'one thousand two hundred fifty dollars and seventy-five cents.'
中文解析
一个直接提供账户信息的声明。'Current balance' 指定了最新的金额。使用这种结构来清楚报告事实；注意英语中数字的读法，例如 'one thousand two hundred fifty dollars and seventy-five cents.'
"Would you like to see a printout of your last ten transactions, or perhaps a full bank statement?"
"您想查看最近十笔交易的打印件吗，或者完整的银行对账单如何？"
重点句型
语法解析
Offers choices using 'Would you like to' for politeness and 'or perhaps' to suggest an alternative. This is useful for providing options in service interactions; it helps customers feel involved in decisions.
中文解析
使用 'Would you like to' 以示礼貌提供选择，并用 'or perhaps' 建议备选方案。这在服务互动中提供选项时很有用；它帮助客户感到参与决策。
"Could you tell me if there's an ATM nearby where I can withdraw cash?"
"请问附近有没有可以取款的ATM机？"
重点句型
语法解析
A request for directions with 'Could you tell me' for politeness and 'where I can' to specify the purpose. Great for asking about locations; 'nearby' means close by, and 'withdraw cash' means take out money.
中文解析
一个带有‘Could you tell me’以示礼貌和‘where I can’指定目的的路线请求。非常适合询问位置；‘nearby’表示附近，‘withdraw cash’表示取钱。
"Here's your transaction list."
"这是您的交易列表。"
重点句型
语法解析
A simple way to hand over documents using 'Here's' as a contraction of 'Here is.' It's straightforward for service endings; use it when giving items to customers to sound natural and helpful.
中文解析
使用 'Here's' 作为 'Here is' 的缩写来递交文件的一种简单方式。在服务结束时直截了当；当向客户提供物品时使用它，以听起来自然和乐于助人。
"Thank you so much for your help!"
"非常感谢您的帮助！"
重点句型
语法解析
An expression of strong gratitude with 'so much' for emphasis. Common at the end of interactions; use it to show appreciation in banking or any service to leave a positive impression.
中文解析
一种强烈的感谢表达，使用'so much'来强调。在互动结束时常见；用于在银行或任何服务中表达欣赏，以留下积极印象。