保费计算与支付方式

Premium Calculation and Payment Options

代理人根据所选保障和客户资料精确计算保费。他们还会讨论各种支付频率选项(月付、季付、年付)和可用的支付方式。

对话轮次
7
预计时长
4 分钟
场景
保险咨询

完整对话内容

以下是该情境的完整英语对话,包含中英文对照

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Insurance Agent
第 1 轮
Based on the coverage options we've discussed and your profile, Mr. Lee, your annual premium for this policy would be $1,200. Would you prefer to pay annually, quarterly, or monthly?
English
李先生,根据我们讨论的承保选项和您的资料,这份保单的年保费将是1200美元。您喜欢按年、按季还是按月支付?
中文翻译
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Client
第 2 轮
Hmm, $1,200 annually. What would the quarterly and monthly rates be? And are there any discounts for paying annually?
English
嗯,每年1200美元。按季度和按月支付会是多少?按年支付有折扣吗?
中文翻译
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Insurance Agent
第 3 轮
Good question. If you pay quarterly, it would be $310 per quarter, totaling $1,240 annually. For monthly payments, it's $105 per month, adding up to $1,260 a year. Yes, there's a slight discount for paying annually, as you can see.
English
好问题。如果您按季度支付,每季度是310美元,一年总计1240美元。如果按月支付,每月是105美元,一年总计1260美元。是的,如您所见,按年支付会有一点折扣。
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Client
第 4 轮
Okay, so paying annually is definitely the most cost-effective. What about payment methods? Can I use a credit card, or do you prefer bank transfers?
English
好的,看来按年支付确实是最划算的。那么支付方式呢?我可以用信用卡吗,还是你们更倾向于银行转账?
中文翻译
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Insurance Agent
第 5 轮
We accept major credit cards, bank transfers, and direct debit. For your convenience, many clients set up a recurring payment through direct debit, so they don't have to worry about manual payments.
English
我们接受主要信用卡、银行转账和直接借记。为了您的方便,许多客户会设置通过直接借记进行循环支付,这样他们就不用担心手动支付了。
中文翻译
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Client
第 6 轮
Direct debit sounds good for the annual payment. Can I set that up today?
English
直接借记听起来不错,适合年度支付。我今天能设置好吗?
中文翻译
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Insurance Agent
第 7 轮
Absolutely. I can provide you with the necessary form and walk you through the process right now. It's quite straightforward.
English
当然可以。我现在就可以给您提供必要的表格,并指导您完成整个流程。这非常简单。
中文翻译
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