申请流程与后续步骤

Before we proceed with the application, let's briefly go over the process and what to expect. Are you ready to move forward with the 'Secure Future' policy?

Yes, I am. I feel confident about the 'Secure Future' policy. What's the first step?

Great! The first step is to complete the application form. I’ll guide you through it. It covers your personal details, health history, and beneficiaries. We'll also need a copy of your ID and proof of address.

Okay, so ID and proof of address. Is there a medical examination required for this policy?

That's a good question. For the 'Secure Future' policy at your age and coverage amount, a basic medical questionnaire is usually sufficient. A full medical exam is typically only required for higher coverage amounts or if specific health conditions are declared.

That's a relief. How long does the entire process usually take from application to policy issuance?

Once we have all the completed documents and any necessary information, the typical timeline for policy issuance is about 7 to 10 business days. We'll keep you updated every step of the way.

Alright, that sounds reasonable. What are the next steps after I submit the application?

After submission, our underwriting team will review your application. If more information is needed, they'll reach out. Once approved, you'll receive a policy document digitally and by mail. I'll also schedule a follow-up call to go over your policy details and answer any further questions.

Perfect. Thank you for explaining everything so clearly. I'm ready to fill out the application when you are.